Q: What is the difference between Bobtail and Non-Trucking Liability?

Bobtail Insurance protects you when operating your tractor without a trailer attached, regardless of dispatch status. Non-Trucking Liability (NTL) provides liability coverage for personal, non-business use of the truck when you are off duty and not under dispatch.

Question 1

What documents are needed to bind a new trucking policy?

Accepted Answer

To bind coverage, you will need to submit a completed signed insurance application, payment for the initial down premium, copies of active CDL licenses for all drivers, and vehicle identification details (VINs) for all listed tractors and trailers.

Question 2

How long does it take for a BMC-91 filing to show as active?

Accepted Answer

Once submitted by our carrier underwriters, federal BMC-91 (public liability) and BMC-34 (cargo) filings typically show as active on the FMCSA licensing and insurance portal within 24 to 48 hours.

Question 3

What is the difference between Bobtail and Non-Trucking Liability?

Accepted Answer

Bobtail Insurance protects you when operating your tractor without a trailer attached, regardless of dispatch status. Non-Trucking Liability (NTL) provides liability coverage for personal, non-business use of the truck when you are off duty and not under dispatch.

Question 4

How can I get certificates of insurance (COIs) for shippers?

Accepted Answer

You can request COIs by logging into your client dashboard, entering the broker's name and address, or calling our service center directly. Certificates are generated and emailed instantly.

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