Terms and Conditions

Last Updated: June 23, 2026

Welcome to American Insurance Agency. By accessing our website, requesting commercial truck insurance quotes, or utilizing our services, you agree to comply with and be bound by the following Terms and Conditions of use.

1. Services Offered

American Insurance Agency provides specialized transportation insurance solutions and consulting services that help commercial trucking businesses, owner-operators, and fleets obtain insurance quotes, safety compliance advice, and regulatory filing support.

2. User Obligations

You agree to provide accurate, current, and complete information concerning your CDL records, business structures, vehicle identification numbers (VINs), and DOT history when requesting quotes or submissions. Inaccurate or fraudulent details can result in invalid quotes or policy cancellations by the carrier.

3. Disclaimer of Quote Binding

Requesting a quote online or communicating with our agents does not bind insurance coverage automatically. Coverage is only bound when you receive written confirmation from a licensed agent or carrier, submit the initial down payment, and complete the signed application paperwork.

4. Intellectual Property

All content, designs, logos, and features displayed on this website are the intellectual property of American Insurance Agency LLC or its content providers and are protected by applicable trademark and copyright laws.

5. Limitation of Liability

American Insurance Agency shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use our digital platform, delays in FMCSA filing submissions, or adjustments in coverage rates by the insurance carriers.

6. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the United States and the State of Indiana, without regard to its conflict of law principles.

7. Contact Information

For any questions regarding these Terms and Conditions, please contact us at inderhpr@gmail.com or call +1 (317) 444-8777.